Side Hustle Update: I’m on the Clock!
For the past two weeks of my updates I kept it real with you guys. I was making $0 despite putting close to full time… Read More »Side Hustle Update: I’m on the Clock!
July 2020
Opening my Roth IRA: Robo-Advisor vs. Target Date Fund vs. DIY Portfolio
The first step in my process to opening my Roth IRA was to pick a method of investing. There were three types of methods I was interested in because they are all commonly recommended by other personal finance creators and the finance world in general. They are investing with a robo-advisor, investing in a target-date fund, and DIY investing.
Opening my Roth IRA: What is a Roth IRA?
About a week ago, I decided it was time to open a Roth IRA. For context, I am a 22-year-old who graduated college in May 2020. My full-time employment has been delayed until January 2021. I have been filling my time with various side hustles and have actually started to make some money. I’ve decided that the postponement of my employment should not preclude me from starting to invest for retirement.
A Lesson in Adulthood from “These Uncertain Times”
Five months ago, I had my life all planned out it seemed. I was going to finish up my thesis in April, take the last… Read More »A Lesson in Adulthood from “These Uncertain Times”
Monthly Money Flows
It is really important to structure how and when you allocate each paycheck. By flipping the conventional “save what’s leftover each month” mentality, you will find that “paying yourself first”, or putting money into savings right when you get paid, will allow you to save much more than you would have with the former mindset.
Side Hustle Weekly Update: Starting at $0
At the end of last week, I found out that I will not be starting my full-time job until January 2021. While this was disappointing… Read More »Side Hustle Weekly Update: Starting at $0
What You Need to Know About Bank Accounts
Bank accounts are simple, right? It’s not like investing where there’s different asset classes, tax considerations, and market fluctuations. Despite their relative simplicity, I do… Read More »What You Need to Know About Bank Accounts
Tips to Earn Credit Card Rewards as a College Student
College students really can earn a hefty amount form rewards points despite their low cost of living. Here are my top tips for maximizing your rewards potential in college and allowed me to earn $600+ in cash-back in just three years.
Graduating Amid The Pandemic: 125k In Student Loan Debt And Postponed Job Start
Callie recently graduated a top 15 university as a liberal studies major. She had secured a job back in the fall with a healthcare consulting firm, but recently got the news that her start date would be postponed until January. With the prospect of eight long months doing nothing at home as well as the large burden of over $125k in student loans, she decided to go ahead and look for a part-time job so that she could at least pay the minimum payments on her debt once the grace period ends.