The 50/30/20 budget is a widely used budgeting method that divvies up one’s post-tax income into three categories: This method is a great starting point… Read More »3 Reasons Why High Income Earners Shouldn’t Follow the 50/30/20 Budget
Today, I introduce to you the sinking fund. This handy little personal finance technique is designed to lower that anxiety around big bills and make you much more confident in splurging for things like big vacations or new phones! Keep reading to see how easy it is to start a sinking fund (or two or three!).
It is really important to structure how and when you allocate each paycheck. By flipping the conventional “save what’s leftover each month” mentality, you will find that “paying yourself first”, or putting money into savings right when you get paid, will allow you to save much more than you would have with the former mindset.
Throughout college, I’ve lived a pretty budget-friendly lifestyle as most college students do. For me, it was all about the fun experiences, so I made… Read More »Money Habits from College that I Intend to Continue into Adulthood
Welcome to my hands down favorite part of budgeting. The part where you get to plan for the future and watch your money grow. Without… Read More »Budgeting Basics: Saving and Investing